We explain how the new proposal differs from the previous idea of an American BTC▲$63,252.00 reserve.
A group of 16 congressmen has introduced the ARMA bill, the American Reserve Modernization Act of 2026. The legislation provides for the creation of a strategic bitcoin reserve of up to 1 million Bitcoins (BTC) over five years.
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What You Need to Know About ARMA
According to the initiative, bitcoin must be held for at least 20 years. Sales of assets are only permitted to reduce the US national debt, which has already exceeded $39T. Purchases are planned through budget-neutral mechanisms without using taxpayer funds.
The bill also provides for:
- Quarterly reports on the reserve’s status
- Independent audits
- Protection of citizens’ right to self-custody of digital assets
What’s Happening With Bitcoin in the US Now
The US government currently holds 328,372 BTC worth more than $25.5B. The ARMA Act is an updated and improved version of the previously proposed BITCOIN Act. White House representative Patrick Witt called it “version 2.0” with a well-developed legal framework.
Read more: What Is a Strategic Bitcoin Reserve?
Congressman Jared Golden noted that the US is already one of the largest bitcoin holders in the world but still lacks a clear federal policy for managing these assets.
Crypto Community Reaction to ARMA
Strive CEO Matt Cole called ARMA “the most important crypto bill” that could pass in Washington. The bill has support from both Republicans and Democrats.
The initiative aligns with the broader policy of Donald Trump’s administration to strengthen the US position in digital assets and reduce dependence on traditional reserve currencies.
Learn more: How Federal Reserve Policy in 2026 Is Shaping Bitcoin’s Next Move
