Strategy has published an index measuring bitcoin adoption among the world’s largest banks and financial institutions. We break down what’s known about the new tool.
The average level of bitcoin (BTC) integration in the banking sector is estimated at 32%. The index covers 25 of the world’s largest financial institutions, selected based on asset size, assets under management, and G-SIB status as of the end of 2025.
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Fidelity Investments topped the ranking with 71%, while Asian banks–including SMBC and Royal Bank of Canada–scored at the bottom with 13%.
Contents
How Strategy’s Bitcoin Bank Adoption Index Works: Four Evaluation Categories
The index assesses the depth of bitcoin integration across four categories:
- Availability of trading and custody services for crypto assets
- Product offerings — U.S. spot crypto ETFs, stablecoins, and other digital instruments
- Lending backed by digital assets
- Executive-level support and strategic approach to blockchain solutions
Banks may perform well in one area and ignore others entirely, creating an uneven picture. According to Strategy Chairman Michael Saylor, “investment in bitcoin by major banks is accelerating, but it’s still early: the overall index score is 32%.“
Read more: Why Is ZKP Crypto Price Crashing Today? The Real Reason Behind the Sell-Off
Fidelity Leads Bitcoin Adoption — Japanese and Canadian Banks Lag
Fidelity Investments topped the index at 71%. The firm began building its crypto presence as early as 2018 with Fidelity Digital Assets and now offers a full range of services, from custody to its own spot bitcoin ETF.
Among other major US banks:
- BNY and Goldman Sachs came in at 45-46%
- Citigroup, JPMorgan, and Morgan Stanley at 43%
European banks such as Banco Santander and Société Générale placed in the middle at around 35%. At the other end, Japan’s SMBC and Canada’s Royal Bank of Canada scored just 13%–reflecting limited blockchain adoption.
Read more: These US Banks Now Support Bitcoin & Stablecoins in 2026 — Full Breakdown of Crypto Banking Access
Why Strategy Built the Index and What It Means for the Crypto Market
The index is tied directly to Strategy’s business interests. The firm has invited market participants to submit corrections and plans to update the index regularly with detailed methodology.
The index shows that the banking sector has tapped only a third of its potential. Wall Street’s reaction will signal whether the index carries real weight in the financial world.
Learn more: What Does Strategy Do? How Michael Saylor Built a Bitcoin Corporate Empire
