We explain what else Revolut is planning in the crypto sector and what you need to know about the company’s new initiative.
Fintech company Revolut plans to offer customers of its future US bank access to stablecoins alongside traditional banking products, including FDIC-insured accounts. Revolut US CEO Chet Duransoy shared the details in an interview with Reuters.
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Revolut’s US Plans
Revolut filed for a de novo national bank charter in March 2026. The bank launch is planned for 2027. Customers will be offered:
- FDIC-insured accounts
- Multi-currency deposits
- Stock and cryptocurrency trading
- Access to stablecoins
- International transfers in more than 30 currencies
The company intends to focus first on retail and corporate customers with multi-currency needs. Revolut already serves about 1 million customers in the US out of more than 75 million global users.
Context and Crypto Market Reaction
Revolut’s plans reflect growing interest among major fintech companies in integrating stablecoins into traditional banking services. Similar moves were previously made by SoFi with its SoFiUSD launch, Western Union with USDPT on Solana, and Mastercard with its expansion of USDC, PYUSD, and RLUSD settlements.
However, regulators’ views on the future of stablecoins differ. Bank of England Monetary Policy Committee member Meghan Green stated:
“Tokenized deposits will likely push out stablecoins, and in five years we will wonder why we talked about them so much.”
Meanwhile, Federal Reserve Board Governor Christopher Waller supported stablecoins, noting:
“I have always viewed stablecoins as a payment instrument. There is nothing evil or dangerous about them. They simply bring competition to the payments space.”
What This Means for Revolut
Entering the US market with a full banking license is a major step for Revolut. The company aims to become the “first truly global bank.” In 2025, it received a banking license in the UK and is now actively expanding its US presence.
Analysts note that integrating stablecoins will allow Revolut to offer customers faster and cheaper cross-border payments, which is especially in demand among users with international financial needs.
Learn more: Why Stablecoins Are the New Global Payment Layer in 2026 — The Shift in Global Finance
